Built withWorking capital
Manage inventory, payroll and the gap between doing the work and getting paid.
Explore working capitalBusiness financing, on your terms
Business loans,
with a clearer path.
Understand your options, know the costs, and take the next step with confidence. Practical financing guidance for U.S. businesses.
Marketplace, not a lenderNo guaranteed approval
Start with the numbers
$2,124.70 / monthIllustrative: $100,000 at 10% annual interest over 5 years. Fees excluded. Not an offer.Find your starting point
What does your
business need next?
The right structure starts with the purpose of your funding. Explore the trade-offs before comparing offers.
Equipment & vehicles
Understand loans and leases for the tools and assets your business depends on.
Explore equipment financingProperty & expansion
Plan for a new location, a business acquisition or your next stage of growth.
Explore property financingClarity before commitment
A better comparison
starts with better questions.
Look beyond the headline rate. Compare the money you receive, the total you repay, the payment schedule and what you put at risk.
Compare financing structuresBring every offer back to the same facts.
- Cash received after any withheld fees
- Total repayment and payment frequency
- Collateral and personal guarantees
- Early repayment and renewal conditions
A practical way forward
Prepare. Understand. Compare.
01
Define the need
Set the amount, use of funds and timing.
02
Know your position
Organize revenue, current debt and financial records.
03
Review your options
Understand costs, eligibility and repayment structures.
04
Choose carefully
Check final terms with the provider before committing.
Common questions
Understand your financing options
Is My Business Loans a lender?
No. My Business Loans is a marketplace that helps U.S. businesses understand financing options and connect with participating providers when a match is available. Providers make lending decisions and set rates, fees and repayment terms. Submitting a request does not guarantee an offer.
What should I compare in a business financing offer?
Compare the cash you receive, total repayment, payment amount and frequency, fees, collateral, personal guarantees and early repayment conditions. Ask for the complete written terms. A smaller payment or faster decision does not necessarily mean a lower total cost. Use our financing comparison guide.
What information should I prepare before applying?
Start with the requested amount, use of funds, time in business, recent revenue and existing debt. A provider may also request bank statements, tax returns, financial statements and ownership information. Requirements vary. See the business loan requirements guide.
Will submitting a request affect my credit?
This website’s initial request form does not run a credit check or authorize one. A later application to a lender may involve a credit inquiry. Ask the provider whether it affects consumer credit and review any separate authorization. See the application and credit review information.
How does My Business Loans earn money?
My Business Loans may receive compensation through marketplace relationships. Compensation can affect how providers or products are presented. Placement is not a recommendation. Read the advertiser disclosure before comparing offers.
Your next step
Turn a business goal into a clear financing request.
Start with your purpose and amount. Review the details before sharing information.