Financing knowledge

SBA Disaster Loans

SBA disaster assistance is applied for directly through the SBA. It is different from lender-originated 7(a) or 504 financing and depends on the declared disaster and loan type.

Start with the official declaration

Check the SBA’s current declared disasters, eligible location and application deadlines. Physical damage assistance and economic injury assistance cover different needs. Amounts and permitted uses depend on the program.

Apply through the SBA

Use the official SBA disaster assistance website to find the appropriate application. A request on My Business Loans is not an SBA disaster application.

Check the official program details

Source: U.S. Small Business Administration. Program summaries checked October 8, 2026. Terms and eligibility can change; confirm current requirements with the SBA or participating lender.