Business owner reviewing business financing solutions options

Business financing solutions

Business Financing Solutions

Browse business financing solutions by purpose, structure, industry, property type, amount, and borrower need. The right starting point is the business problem and repayment plan, not the largest advertised approval.

Browse by need

Find the financing category closest to the transaction

Each solution has different documentation, pricing, collateral, and repayment characteristics.

Operating cash flow

Working capital loans, lines of credit, invoice financing, factoring, inventory financing, and asset-based facilities.

Assets and projects

Equipment, vehicles, commercial real estate, construction, acquisition, expansion, franchise, and export financing.

Borrower profile

Startup, bad-credit, secured, unsecured, low-documentation, no-collateral, and entity-specific information.

Documents and business details used to evaluate business financing solutions

Selection

Match duration and repayment to the use

  • Use short-duration financing for needs with a short and reliable payoff source
  • Use longer terms for assets or projects that produce value over several years
  • Use revolving structures for recurring needs that can be repaid and redrawn
  • Use transaction or asset financing when invoices, inventory, equipment, or property drive the request

Review the full cost and risk. Specialized collateral does not eliminate the need for affordable cash flow.

Preparation

Bring a defined request to the marketplace

Include the amount, use, timeline, revenue, time in business, current debt, ownership, and relevant asset or transaction documents.

  • A line-item budget or sources-and-uses statement
  • Current bank and financial records
  • Existing debt and lien information
  • Quotes, invoices, contracts, or purchase agreements
  • A realistic explanation of how the obligation will be repaid
A marketplace match is not approval. Participating providers set their own criteria and final terms.

Next step

Start with the purpose, not the product name

Share the business goal and enough current information to identify possible directions, then compare any response carefully.

Start the financing request
Business owner preparing for a conversation about business financing solutions